Job Detail

Qualification

any degree

Job description

Credit Decisions · Take sound lending decisions based on available information & interactions with the applicants. · Manage credit quality and control delinquencies, frauds. Monitoring Performance · Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity

Desired Profile

Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. · Verifying the promoter’s track record & ascertaining their credit worthiness. · Analysis of the financial statements of the prospective customer to identify the short term & long-term solvency & liquidity position · To ensure Bounce Rate and Delinquency are within acceptable standards. · Monitor and enforce approval rate and TAT as per prescribed standards. · Monitor and ensure that monthly Branch audit score is satisfactory. · Vendor Management. · To conduct customer meeting to evaluate credit proposal · PDD Tracking and closure · Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Key Skills